Frugal advice? – Express Urdu

A few days ago, a famous columnist wrote in the Express newspaper “Simplicity and Savings” Seen, in which he suggests adopting austerity and finding additional sources of income.

The advice of the distinguished columnist was followed, but it seems that many facts were deliberately ignored, because these are the facts that every man is aware of, so the columnist cannot be said to be ignorant. While the period mentioned by the author in terms of austerity, those conditions cannot be applied to today’s period, while the rate of inflation has changed drastically.

Both austerity and saving are part of a positive lifestyle, but in recent times, no matter how austere a low-income earner practices, the situation remains dire, and saving is unimaginable. Let alone the elite class, here we talk about the monthly income of the middle class. Leave aside the daily wage earners of seven, eight hundred a day because they are already living at the poverty level.

Take the example of a peon or clerk in a private establishment or any other employee of the same class who does more than ten hours a day, or a small shopkeeper. The monthly income or salary of the majority is barely twenty five to forty fifty thousand. The income of shopkeepers and self-employed people still fluctuates, but the monthly income of employed people remains the same.

Now let me tell you that the cost of a common man’s kitchen is at least 20 to 30 thousand rupees per month with extreme stinginess and “thriftiness”. Using gas or any other means to cook food adds to the cost. On top of that, if the house is rented, then at least ten thousand rupees is required in this regard, while even in the slum areas of the city, houses are not available for less than this rent. The electricity bill comes to at least two to three thousand rupees even for burning only one fan and two bulbs. Keep five thousand separately for transport fares, children’s school fees are separate. Showing a lot of simplicity, if someone makes clothes for himself and his wife and children only on the Eid festival, even then fifteen, twenty thousand are spent on making clothes only once a year, thus monthly in terms of clothes. Keep an average of two thousand. In case of sudden illness, doctors’ fees and medicine expenses are separate.

Expenses sixty, seventy thousand and income only thirty forty thousand? Where does the poor man meet? How should he find additional sources of income, when he is already spending most of the twenty-four hours a day doing hard work and traveling to reach his place of work? This estimate is also for a family in which there is only a husband and wife and two children, in which the number of people in the family is high and there is only one earner, then think what will happen to them? What will happen if the volcano that is erupting inside them boils over?

I thought a lot about it, but I could not think of any legitimate or legal way, because after doing one work for ten to fourteen hours, any other work or job would be mandatory for at least four to five hours. One can work for sixteen to twenty hours in the beginning, but it is not possible permanently. Because even machines get damaged if they run constantly, they are still human beings.

Now the only way to increase the income is for the shopkeeper to sell two numbers of goods or to adopt some other illegal means. If the distinguished columnist has any suitable way, then he must help those people who are more than ninety percent of the population of Pakistan.

In view of the direction of the respected columnist, we have not included the cost of petrol in this estimate because walking should be done, which is also beneficial for health. And then going out and drinking tea or occasionally eating out to entertain the heart is also not included, because this will also be considered unnecessary extravagance and wasteful spending. While these poor and destitute fruits etc. are assumed to be eaten only by seeing them in the shops, not with their mouths but with their eyes.

Note: Express News and its policy do not necessarily agree with the views of this blogger.

If you also want to write an Urdu blog for us, pick up a pen and write a 500 to 1,000 word essay with your photo, full name, phone number, Facebook and Twitter IDs and a short but concise introduction. [email protected] Email to